Subscription Waste Calculator
See how much money is leaking monthly into subscriptions you barely use.
Your inputs
Add up every recurring subscription (streaming, SaaS tools, apps, memberships) for the total, then estimate what share you honestly rarely touch.
Estimates only. Figures are indicative and do not constitute financial advice.
About the Subscription Waste Calculator
"How much am I spending on subscriptions I don't use" is a question most people avoid asking because the honest answer is usually higher than expected — between streaming services, SaaS tools, fitness apps, and cloud storage plans, subscription costs quietly accumulate and rarely get reviewed. This calculator turns a vague feeling of 'I'm probably wasting money' into an actual rupee figure.
The average person today juggles anywhere from 5 to 15 recurring subscriptions, and a meaningful share typically go unused or barely used within a few months of signing up — free trials that quietly convert to paid, apps downloaded for a one-time need, or services duplicated across household members. This calculator takes your total monthly subscription spend and your honest estimate of what percentage you rarely touch, and shows the wasted amount monthly and annually. Use it as a nudge to actually audit your subscriptions — bank and card statements make this easy to check — and cancel what isn't earning its place, or as an eye-opening number before signing up for yet another service.
How to use this calculator
- Add up your total monthly spend across all subscriptions.
- Estimate what percentage you rarely or never use.
- See your wasted spend, monthly and annually.
Frequently asked questions
›How many subscriptions does the average person have?
Estimates vary, but many people underestimate their own subscription count by several services — checking a bank or card statement for the past month is the most reliable way to find your real total.
›What counts as a wasted subscription?
Any service you're paying for but rarely open, use well below its value, or could replace with a free alternative — a strict but honest self-assessment gives the most useful number here.
›How can I stop wasting money on subscriptions?
Set a recurring calendar reminder to review all active subscriptions every 3-6 months, cancel free trials immediately if you don't plan to continue, and consider whether a cheaper tier or shared family plan covers your actual usage.
Related calculators
Read the full guide
How Much Are You Actually Wasting on Subscriptions Every Month?