Creator & Niche Finance
Tax and pricing for freelancers, creators, and gig-economy income.
Guides
September 15, 2026 · 5 min read
The Freelance Rate Mistake: Assuming a 40-Hour Billable Week
The same ₹13.5 lakh revenue target needs a ₹703/hour rate at an unrealistic 40 billable hours a week — or ₹1,875/hour at a realistic 15. That's not a rounding difference, it's underpricing yourself by 62%.
September 15, 2026 · 4 min read
The Real All-In Cost of Buying Property: Stamp Duty and Registration
A ₹60 lakh property at a 6% stamp duty rate adds ₹4,20,000 in charges on top — cash you need separately, since most lenders won't finance it. Here's the full table by state stamp duty rate.
September 7, 2026 · 5 min read
How Much Are You Actually Wasting on Subscriptions Every Month?
It's rarely one expensive subscription — it's five or six small ones you forgot about. Here's how to actually total up what that's costing you every year.
September 7, 2026 · 5 min read
Is Your Gym Membership Actually Worth It? Do the Math
A gym membership isn't automatically cheaper than paying per visit — it depends entirely on how often you actually go. Here's the exact break-even math.
August 23, 2026 · 9 min read
The Complete Tax Guide for YouTubers and Influencers in India
Creator income doesn't work like a salary, and most creators find that out the hard way at tax time. Here's what actually applies to AdSense, sponsorships, and brand deals.