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Investments

SIP, lumpsum, CAGR, and mutual fund math — how compounding actually plays out over time.

Guides

September 15, 2026 · 5 min read

The SWP Withdrawal Rate That Grows Your Corpus Forever (And the One That Drains It)

₹30,000/month from a ₹50 lakh corpus at 8% returns doesn't just last — it grows to ₹61.5 lakh over 15 years. Push the withdrawal to ₹50,000/month and the same corpus runs out in 13.8 years. Here's the math.

August 24, 2026 · 5 min read

How to Calculate Your Average Stock Buy Price

Bought the same stock at different prices and lost track of your real cost? Here's the exact formula for your average buy price, worked through an example.

August 24, 2026 · 6 min read

Compound Interest Calculator: Formula, Examples & Chakravriddhi Byaj

Chakravriddhi byaj (compound interest) grows faster than most people expect, purely because of how often it's compounded — here's the exact formula and why frequency matters.

August 24, 2026 · 6 min read

Sukanya Samriddhi Yojana: Maturity Value & How It's Calculated

Sukanya Yojana is one of the few investments people save for a specific reason — their daughter's education or wedding. Here's exactly what it grows to.

August 23, 2026 · 7 min read

SIP vs Lumpsum: Which Wins in 2026?

This debate gets treated like a religious argument online. It's actually a math and psychology question with a fairly clear answer once you separate the two.

August 23, 2026 · 8 min read

NPS vs PPF vs EPF: Which Retirement Scheme Actually Wins?

Three government-backed retirement schemes, three very different rulebooks. Here's how they actually compare, and which one deserves your money first.

Calculators